Free Resources
Tools, checklists and insights for Tranche 2 AML/CTF compliance.
Interactive Tools
Official Resources & Guides
Featured Content
AUSTRAC Free Starter Kits Now Available
Download all 215+ official documents for lawyers, accountants, real estate, conveyancing and jewellers. Released January 2026.
Tranche 2 AML/CTF software in Australia: comparison checklist and evaluation criteria
Compare coverage, pricing and features of AML/CTF compliance solutions for Tranche 2 affected businesses.
Tranche 2 Explained by Pop Culture: How Money Laundering Works When You Are New to AML
Learn the fundamentals of money laundering through TV shows like Breaking Bad, Ozark, StartUp, Queen of the South, Lord of War, and The Mole.
Articles & Guides
Getting Started
AML Tranche 2 Australia: What businesses need to know
Comprehensive overview of Tranche 2 obligations and affected sectors.
Key dates for Tranche 2 compliance
Important milestones including enrolment and commencement dates.
Building an effective AML/CTF program
Best practices for program structure, risk assessments and CDD procedures.
Sector Guides
Real estate AML/CTF documentation
Onboarding checklists, recordkeeping overview, and illustrative scenarios.
Law practices and Tranche 2
What conveyancing lawyers need to know about AML/CTF obligations.
AML/CTF risk assessment documentation
Common controls, risk rating approaches, and documentation structures.
Advanced Topics
Proliferation financing: General information
Understanding PF risks and documentation considerations under Tranche 2.
Budgeting for AML/CTF compliance
Understanding the financial investment for setup and ongoing compliance.
Working with your solicitor on AML/CTF
How to effectively collaborate on customising your AML/CTF program.
Sole Practitioner FAQs
Can I appoint myself as AML Compliance Officer?
Yes, sole directors can appoint themselves under Tranche 2.
Do I need an AML program with no staff?
Program requirements for sole practitioners explained.
Can my spouse or bookkeeper be my AML officer?
Options for delegating compliance responsibilities.
General FAQs
When will AUSTRAC release free starter kits?
Expected timeline and what's included in official resources.
Minimum viable compliance for Tranche 2
What's the absolute minimum you need to be compliant?
SME documentation vs $10,000 portals
Why paying more may not be right for your business.
Word documents vs compliance portals
Choosing the right format for your AML program.
How to enrol with AUSTRAC
5-minute step-by-step enrolment guide.
AML staff training requirements
What training is actually required under Tranche 2?
No AML program consequences
What happens if you're not compliant by 1 July 2026?
Why are buyer's agents 'high risk'?
Understanding AUSTRAC's risk classification.
How to spot a 'clean skin' launderer
Red flags in property settlements.
Generic vs real estate AML programs
Why programs tailored to your sector matter.
What is 'structuring'?
Transaction splitting and why it matters.
Do migration agents need an AML program?
When RMAs trigger TCSP obligations for business visas.
Client with multiple designated services
Returning client, new service — when do you need fresh CDD?